A Look at

By: Carol Devine

A Look at "CAP' Rate

Tags: real estate, real estate market update, niagara real estate, carol devine

When we talk real estate investment, especially Commercial and Industrial real estate investment, there are a lot of factors at play when determining value. There is interest rate, and tied in with that there is rate of inflation. There is capital appreciation one can expect over time and of course there is net rent, or return on investment. And in some ways ‘cap’ rate ties it together...Read More

Mortgage News - Purchase Plus Home Improvement

By: Carol Devine

Mortgage News - Purchase Plus Home Improvement

Tags: real estate, real estate market update, niagara real estate, carol devine

When it comes to shopping for your perfect home, it can be hard to find the exact one ready to go! In fact, most homes come with flaws of a sort whether it is old paint or flooring, outdated fixtures or perhaps more extensive repairs are needed. While some buyers have no issues dealing with these deficiencies in a home or perhaps do not consider them dealbreakers, other house hunters might.  ...Read More

HST & Vacant Land

By: Carol Devine

HST & Vacant Land

Tags: real estate, real estate market update, niagara real estate, carol devine

If you own or are considering purchasing vacant land, you will be glad to know that most of the sales do not require the seller to collect and remit HST to the government. However, there are exceptions to this rule that are worth considering, so it is important to have the right advise before you buy or sell vacant land. This article will cover a few of these situations.   Most sales of vacan...Read More

MARKET OVERVIEW - IN SEARCH OF STABILITY

By: Carol Devine

MARKET OVERVIEW - IN SEARCH OF STABILITY

Tags: real estate, real estate market update, niagara real estate, carol devine

I was thinking the other day of the first time I ever saw the movie ‘The Wizard of Oz’. I know I am really dating myself by saying this but it was actually at the movies. I remember at the time it started out in black and white and I remember thinking ‘what is this’. There were a few black and white movies floating around back then but I didn’t want to be paying to wa...Read More

Money Machine: Turbulent Times

By: Carol Devine

Money Machine: Turbulent Times

Tags: real estate, real estate market update, niagara real estate, carol devine

July 2022 - Money Machine - Turbulent Times JULY 15TH 2022 After two of the most amazing years in the history of real estate in Niagara, things have started to change. January saw prices throughout the region increase by approximately $100,000. February continued, although the gains that month were more modest. But at the same time prices were climbing, we could see activity was beginning to de...Read More

Mortgage News: Refinancing - What You Should Know

By: Carol Devine

Mortgage News: Refinancing - What You Should Know

Tags: real estate, real estate market update, niagara real estate, carol devine

July 2021 - Mortgage News - Refinancing : What You Should Know JULY 15TH 2022 Refinancing your mortgage refers to the process of renegotiating your current mortgage agreement for a variety of reasons. Essentially, allowing you to pay off your existing loan and replace it with a new one that better suits your needs.   When done properly, mortgage refinancing can result in a host of great be...Read More

LEGAL UPDATE:  Benefits of Incorporation

By: Carol Devine

LEGAL UPDATE: Benefits of Incorporation

Tags: real estate, real estate market update, niagara real estate, carol devine

July 2022 - Legal Update - Benefits of Incorporation JULY 15TH 2022 When considering starting a business and incorporating there are several advantages. Owning a business in a simple partnership or sole proprietorship is important for branding and advertising. It is a requirement under the Ontario Business Corporations Act that business owners register their business names if they are advertisi...Read More

July 2022 - Market Overview

By: Carol Devine

July 2022 - Market Overview

Tags: real estate, real estate market update, niagara real estate, carol devine

July 2022 - Market Overview - Market Continues to Adjust Last month if you recall I took exception to the statistics released by the local board. They showed a decline in prices across the region of just over 1%. That simply wasn’t representative of what was going on in the marketplace. The graph, on the other hand, showed a drop of something in the neighbourhood of $50,000 - $70,000 ...Read More

Money Machine - Delegate

By: Carol Devine

Money Machine - Delegate

Tags: real estate, real estate market update, niagara real estate, carol devine

If there were one and only one principal and practice that I could instill into the hearts and minds of real estate investors, it would be this. Learn to delegate. In fact, in my Money Machine Seminars I tell attendees “if you are a plumber for example and have rental properties when you get a call from a tenant complaining about a tap dripping call a plumber, don’t be the plumber.&rdq...Read More

Mortgage News - Understanding Insurance

By: Carol Devine

Mortgage News - Understanding Insurance

Tags: real estate, real estate market update, niagara real estate, carol devine

Not all insurance products are created equal. One of the most common mistakes homeowners and potential homeowners make is that they hear the word “insurance” and just assume they have it! Well, you might have one kind of insurance, but you might be missing coverage elsewhere.   It is important to understand all the different insurance products to ensure you have proper coverage. &...Read More